Here at FundingPilot we offer a unique solution for borrowers seeking financing without the hassle and uncertainty of traditional lending. Among these programs one truly stands apart from the rest; the Stated-Income Business Line of Credit. This program offers a hassle-free experience for business owners who need access to credit without having to worry about the time, costs, and documentation requirements often associated when getting a mortgage, loan, or home equity line of credit.

There is no income verification, no financial documentation, and is 100% unsecured which means there is no collateral requirement. Also, since these credit lines do not report to your personal credit report it will not affect future financing transactions. Because of this flexibility it comes as no surprise that some of our most popular clients include real estate investors.

Whether seeking to fix and flip, or fix and hold, this program allows investors to have open credit lines to make repairs or improvements not only for current projects, but future projects as well. To apply please complete the Fix & Flip Line of Credit Pre-Approval Form or email our Credit Line Department directly support@FundingPilot.com or by calling our main line at 888-860-2844.

Aside from real estate investors, we find that many borrowers are those who did not qualify for home improvement / rehab mortgage programs such as the FHA 203k or Fannie Mae HomeStyle. Whether you were turned down due to the property type being ineligible, LTV was too high, DTI was too high, or qualifying income was too low, the Stated-Income Business Line of Credit bypasses all of those major obstacles and lets you stay on track to accomplish your goals.