Residential Real Estate Loans
Stated Income Loans │ Bridge Loans │ Hard Money Loans
All residential property must be non-owner occupied.
Stated Income and Low-Doc loans available.
Rates starting at 7.62%
$75k - $20M, close in 2-4 weeks!
Residential Loan Programs: Purchase & Refinance
FundingPilot understands the high demand for flexible residential real estate lending. Whether you're looking to purchase an investment property, or need to refinance, we have the perfect loan program to meet your residential real estate lending needs. Some perks included Stated Income (no income verification) and low documentation loan programs; lending is primarily based on what's important; the property details! Our "makes sense" lending approach is perfect for real estate investors both big and small. Please keep in mind that all properties must be non-owner occupied, primary residences are unfortunately ineligible for funding at this time.
Please see below for an overview of each of Residential Real Estate Loan Programs; Stated Income Loans, Bridge Loans, and Hard Money Loans. See a loan program that looks like a good fit? Applying online only takes a few minutes!
Our Funding Process:
Choose a Loan Program:
STATED INCOME LOANS
Program Overview:
Stated Income Loan
Min. Loan Amount:
Max. Loan Amount:
Interest Rate:
Amortization:
Fixed Period:
Payment:
Loan-to-Value (LTV):
Credit Score:
Income Verification:
First-Time Investors:
Occupancy:
Use of Proceeds:
Time to Close:
$75,000
$2,500,000
7.62%+
30 years
30, 25, 20 or 15 years
P&I or Interest-Only
≤ 75%
600+
N/A
Eligible
Non-Owner Occupied
Business Purposes
2 - 4 weeks
Alabama
Alaska
Arkansas
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Lending Territory
BRIDGE LOANS
Program Overview:
Bridge Loan
$75,000
$15,000,000
9.5% +
1 - 2 years
Interest-Only
≤ 75%
500 +
N/A
Eligible
Non-Owner Occupied
Business Purposes
2 - 3 weeks
Min. Loan Amount:
Max. Loan Amount:
Interest Rate:
Term:
Payment:
Loan-to-Value (LTV):
Credit Score:
Income Verification:
First-Time Investors:
Occupancy:
Use of Proceeds:
Time to Close:
Alabama
Alaska
Arkansas
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Lending Territory
HARD MONEY LOANS
Program Overview:
Hard Money Loan
Min. Loan Amount:
Max. Loan Amount:
Interest Rate:
Term:
Payment:
Loan-to-Value (LTV):
Credit Score:
Income Verification:
First-Time Investors:
Occupancy:
Use of Proceeds:
Time to Close:
$200,000
$15,000,000
12% +
1 - 2 years
Interest-Only
≤ 65%
No minimum
N/A
Eligible
Non-Owner Occupied
Business Purposes
1 - 2 weeks
Lending Territory
Alabama
Alaska
Arkansas
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Mississippi
Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Here at FundingPilot we make sure to go above and beyond the traditional lending criteria. We have unique business and real estate lending programs, which gives you immediate access to the capital you need. We provide a fast, easy, and efficient funding process so that business owners, like you, can focus on the most important thing...growing your business.
We treat you like a partner, not just a customer, and will handle your business or real estate lending requests with the utmost respect and confidentiality. We take great pride in learning and understanding the needs of your business, which is why we are constantly striving to provide the best quality service. Please take a few minutes to explore our website and give us a call to obtain all of the information you need to make an informed decision.
What to expect...
FLEXIBILITY. No more needing to go from bank to bank trying to find real estate loans, we cover it all. Whether your credit is strong or poor we have real estate lending programs to meet your capital needs.
SPEED. We save you lots of time when looking for a real estate loan. You answer a few questions and we show you your options. We make getting a real estate loan simple and fast.
FOCUS. We're 100% focused on real estate investors like yourself. We deliver results nationwide and have funding specialists available 6 days per week.
TRUST. We take care of you every step of the way. Our real estate lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?
Small Business Lines of Credit
Unsecured Business Lines of Credit
Startup Business Lines of Credit
Real Estatate Investor Lines of Credit
Working Capital Business Lines of Credit
Lines of Credit for Bad Credit
Startup Business Loans
Business Loans using Real Estate
Business Loans using Equipment
Business Loans for Bad Credit
Working Capital Business Loans
Business Loans with No Credit Check
FundingPilot is making waves! Just a few places you'll find us:
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