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SECURED SMALL BUSINESS LOANS

Low credit score requirements.
Loans up to $15,000,000
Flexible repayment options.
Asset-based lending
Fund in days, not weeks.

Secured Small Business Loans allow business owners, like you, the ability to leverage assets to access business capital quickly and with flexible payment options (daily, weekly, or monthly). Qualifying is not only easier than an unsecured business loan, due to no minimum credit score requirements for some assets, and often allows for much larger funding amounts since the use of collateral is securing the business loan. Some of the most common collateral sources use to get a Secured Small Business Loan is real estate, heavy equipment, vehicles, boats, aircraft's, jewelry, diamonds, golds, rare coin collections, and other hard assets. Keep in mind that all real estate require a minimum loan amount of $100,000 and all other collateral sources (vehicles, jewelry, equipment, etc) must be valued at $1,000 or more. 

 

FundingPilot is proud to offer some of the most diverse, competitive, and flexible business lending programs in the industry. Please select the Pre-Approval Form below to discover all of your business lending options:

Please select your collateral.

 
Residential Real Estate
Non-Owner Occupied ONLY
Single Family
Condo
Townhouse
2-4 units
​
​Commercial Real Estate
Multifamily (5+ units)
Mixed-Use
Office
Retail
Self-Storage
Auto Service
 
  • Luxury Cars
  • Classic Cars
  • Trucks
  • Motorcycles
  • Yachts & Boats
  • Airplanes & Helicopters
  • Heavy Machinery
  • Equipment
  • Jewelry & Luxury Watches
  • Diamonds
  • Platinum, Gold, Silver
  • Sports Memorabilia
  • Rare Collectibles
ADDITIONAL LENDING PROGRAMS

Loan Amounts: $10,000 - $500,000

Terms: 3 months - 10 years

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 2 - 5 days

Unsecured Business Loan

Secured Business Loan

Loan Amounts: $100,000 - $15,000,000

Terms: up to 30 years

Repayment: Monthly

Collateral requirement: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 7 - 10 days

Startup Business Loan

Loan Amounts: $5,000 - $250,000

Terms: up to 20 years

Rate: 0% first 6-12 months, 6.99%+ after

Co-Signers: Allowed

Credit Needed: 680+ FICO

Approval Time: 1 - 2 days

Time to Fund: 3 - 5 days

Merchant Cash Advance

Loan Amounts: $10,000 - $250,000

Terms: 3 - 36 months

Repayment: Fixed

Collateral requirement: N/A

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 1 - 3 days

Asset-Based Business Loan

Loan Amounts: $250,000 - $20,000,000

Terms: up to 30 years

Repayment: Fixed

Collateral requirement: YES

Credit Needed: No credit score requirements

Approval Time: 24 hours

Time to Fund: 2 - 10 days

Equipment Financing

Loan Amounts: $10,000 - $250,000

Terms: up to 20 years

Repayment: Fixed

Co-Signers: Allowed

Credit Needed: 680+ FICO

Approval Time: 24 hours

Time to Fund: 3 - 10 days

We're the best at what we do for a reason...

FLEXIBILITY. No more needing to go from bank to bank trying to find small business loans, we cover it all. Whether your credit is strong or poor we have business lending programs to meet your capital needs.

FOCUS. We're 100% focused on small business owners like yourself. We deliver results nationwide and have funding specialists available 6 days per week.

SPEED. We save you lots of time when looking for a small business loan. You answer a few questions and we show you your options. We make getting a small business loan simple and fast.

TRUST. We take care of you every step of the way. Our business lending advisors believe in your business and care about your success. It’s an experience you’ll tell your friends about, guaranteed! Did we mention our A+ rating with the Better Business Bureau?

SUCCESS STORIES

$794,000 FUNDED!

When a manufacturing company in Pennsylvania needed to meet a large purchase order request they needed funding quickly to meet their demand. Within a matter of 5 business days they were funded and are continuing to leverage our business lending programs to further grow their successful business.

LOAN TYPE: Asset-Based Loan

$28,600 FUNDED!

When a local bakery / cafe was in need of some working capital FundingPilot was able to step in and get their business $28,600 in under 48 hours!

LOAN TYPE: Merchant Cash Advance

$225,000 FUNDED!

Mark & Samantha needed to renovate their location but couldn't qualify for a commercial renovation loan, nor most business loans due to credit score blemishes. By using an investment property they owned as collateral we were able to fund them $225,000 in 9 days.

LOAN TYPE: Secured Business Loan

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